Find A Plan That Enhances Your Lifestyle

As your local Massachusetts plan, eternalHealth provides you with the care and benefits that you’re looking for through our unique plan offerings, giving you the flexibility and choice that you deserve.

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Experience the Many Advantages

More Personalized Care.
Our team will be there to help you get the most out of your plan, schedule appointments, and answer your questions.
More Savings.
Our plans include everything Original Medicare does, plus benefits that aren’t included, at no additional cost to you.
More Convenience.

With our plans, we worry about coordinating your care and benefits, freeing up your valuable time.

More Access.

You will have access to the top providers and health systems in Massachusetts.

eternalHealth Medicare
Advantage Products

We offer four Medicare Advantage plans with low out-of-pocket costs, making high-quality care accessible to you.

  1. $0 to low Monthly Premium HMO and PPO plans, with $0 primary care visits and preventative care services.
  2. $0 deductible for Tier 1 and 2 drugs. For more information, please see eternalHealth’s Drug Formulary.
  3. Robust hearing, vision, and dental services are included across all three plans, which means you will not need any supplemental coverage!four
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Understanding Medicare 4

A Plan with Benefits Built With You In Mind

Our goal is to provide our members with the flexibility to take their health and wellness into their own hands. eternalHealth’s plans offer:
  • Unlimited transportation to and from the doctor and pharmacy with transportation options to meet your needs. Conveniently schedule ahead or in real time!
  • Up to $480 annually to use toward health grocery items* and over-the-counter items, conveniently loaded onto one debit card.
  • A fully covered monthly PERS device to allow you to feel safe and independent!

*The grocery benefit is for qualified members only. Not all members will qualify.

Find a Plan
that Best Suits
Your Needs.

Next Steps

If an eternalHealth Medicare Advantage plan sounds right for you

  • Shop and compare plans here.
  • Check if your providers are in-network here.
  • Be sure all of your medications are covered here.
  • Become a member here.

Have Questions?
We have the answers!

Need to reach us now? Call us at

1-800-831-0735 (TTY 711).

From October 1 – March 31
Monday through Sunday, 7 days a week
8am-8pm EST

From April 1 – September 30
Monday through Friday, 8am – 8pm EST

Tell us how to reach you and we will be in touch soon to answer any questions you may have!

Page Last Updated On: March 31, 2023
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Tom Cunniffe

Tom Cunniffe

Director of Operations 

Tom Cunniffe comes to eternalHealth with over 20 years of healthcare operations’ experience, having held leadership positions in Call Center, Enrollment, Credentialing, UAT and Reimbursement teams. Tom has worked with Medicaid, Commercial and Medicare lines of business and has consistently built teams who are metrics driven with proven successful outcomes. Making sure our business strives for an efficient, best-in-class customer experience is at the center of Tom’s philosophy.

Tom has a bachelor’s degree from Fordham University and a master’s in business administration from University of Massachusetts at Amherst.

Tom Lawless

Tom Lawless

Chief Financial Officer

Tom Lawless has spent the past 20+ years building, sustaining, and growing new healthcare-related programs that balance fiscal responsibility & prudence with creativity & innovation, focusing on models of care that are novel, person-centered, and improve the social welfare of those who are served. He is very excited to continue doing so in his role as the Chief Financial Officer of eternalHealth.

Tom comes to eternalHealth from a not-for-profit, member-centric, health insurance cooperative. He helped the company continuously strive toward its dual goals of thriving financially, while keeping members at the very epicenter of its mission and service model. While there, Tom also spearheaded the creation of a brand new private, charitable foundation, which will be meaningfully giving back to those in need in the surrounding communities for years to come. Previously, Tom worked in the finance department of a successful hospice that provided high-quality care to persons experiencing their unique and poignant end-of-life journeys, assuring that the appropriate financing was always available. Tom’s career began as a civil servant in the Wisconsin Medicaid program, where he helped to create a program that expanded the institutional entitlement to care into home and community-based settings. Starting with only a blueprint in hand, the program now serves more than 57,000 frail elders and disabled adults and is considered a national model. Growing into a senior leadership role, Tom was a key architect of an innovative financing model, through which the public and private sectors successfully collaborated to better the lives of persons in great need.

Tom holds undergraduate and graduate degrees from the University of Chicago, with additional graduate work in economics completed at the University Wisconsin-Madison.

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