Medicare Advantage Reimagined

We’ll focus on your health. You focus on your future.

Call To Learn More!

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Medicare Advantage Reimagined


We’ll focus on your health. You focus on your future
Shop and Compare
Call to learn more

AEP Is Almost Here!

Medicare’s Annual Enrollment Period begins October 15th and ends December 7th—but with eternalHealth, you’re not navigating it alone. Our dedicated Medicare specialists provide personalized plan comparisons, cost analysis, and coverage optimization tailored specifically to your needs.

Choose eternalHealth for Medicare peace of mind. Contact us before December 7th.

eternalHealth Medicare Advantage plans are loaded with practical benefits for 2026 that you’ll truly enjoy, coupled with savings you’ll actually notice.

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$0 primary care and specialist doctor visits

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Enjoy a generous dental allowance, conveniently loaded onto a prepaid card, accepted by any dentist nationwide.

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A medical expense wallet to help cover copays for services such as X-rays, lab tests, and more.

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$0 rides to and from your medical appointments, dental care, and pharmacy visits.

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Quarterly OTC funds available for items like vitamins, cough drops, and cold relief.

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Enjoy an allowance for activities like pickleball, tennis, golf green fees, yoga classes, bowling, and more.

Save money with a reduction from your monthly Medicare Part B Premium

$0 access to national and local fitness facilities like Planet Fitness, Lifetime, and more

Coverage for alternative wellness services including acupuncture, chiropractic, and naturopathic care.

Savings vary by plan and service area

Speak to An eternalHealth
Representative Today

If you have questions about benefits, costs, or have questions about eligibility, give us a call today!

Enroll Online

Join an eternalHealth plan today, right from your tablet, laptop, or phone! It takes about 20 minutes to enroll securely.

*The healthy grocery benefit mentioned is a part of special supplemental program for the chronically ill. Not all members qualify.

Want More Information?
Tell us how to reach you & we will be in touch soon to answer any questions you may have!

eternalHealth Medicare Advantage plans in your area.

We have expanded and are offering Medicare Advantage plans
for plan year 2025 in the following areas:

Massachusetts

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  • Suffolk
  • Worcester
  • Middlesex
  • Bristol
  • Plymouth
  • Norfolk

Arizona

  • Maricopa
  • Pima
  • Graham*
  • Pinal*

*Coming in 2026

Hear it Straight From our Valued Members

“In all my years, I’ve never encountered a health plan this wonderful! They really take the time to go above and beyond for their members.”

– Dawn, Maricopa County

Page Last Updated On: October 3, 2025

NEW FOR 2026 ARIZONA BENEFICIARIES

eternalHealth and Fry's Food logos

eternalHealth + Fry’s Medicare Advantage $0 HMO plans

TOTAL WELLNESS.
TOTALLY CONVENIENT.

The Medicare Advantage plan that brings your healthcare, savings, and convenience to a whole new level.

Effective February 3rd, 2022, we are providing coverage of FDA-authorized, rapid, at-home COVID-19 tests for our Medicare Advantage members for the duration of the federal public health emergency.

For more information on the new policy and coverage details please visit our COVID-19 Information page here.
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Tom Cunniffe

Tom Cunniffe

Director of Operations 

Tom Cunniffe comes to eternalHealth with over 20 years of healthcare operations’ experience, having held leadership positions in Call Center, Enrollment, Credentialing, UAT and Reimbursement teams. Tom has worked with Medicaid, Commercial and Medicare lines of business and has consistently built teams who are metrics driven with proven successful outcomes. Making sure our business strives for an efficient, best-in-class customer experience is at the center of Tom’s philosophy.

Tom has a bachelor’s degree from Fordham University and a master’s in business administration from University of Massachusetts at Amherst.

Tom Lawless

Tom Lawless

Chief Financial Officer

Tom Lawless has spent the past 20+ years building, sustaining, and growing new healthcare-related programs that balance fiscal responsibility & prudence with creativity & innovation, focusing on models of care that are novel, person-centered, and improve the social welfare of those who are served. He is very excited to continue doing so in his role as the Chief Financial Officer of eternalHealth.

Tom comes to eternalHealth from a not-for-profit, member-centric, health insurance cooperative. He helped the company continuously strive toward its dual goals of thriving financially, while keeping members at the very epicenter of its mission and service model. While there, Tom also spearheaded the creation of a brand new private, charitable foundation, which will be meaningfully giving back to those in need in the surrounding communities for years to come. Previously, Tom worked in the finance department of a successful hospice that provided high-quality care to persons experiencing their unique and poignant end-of-life journeys, assuring that the appropriate financing was always available. Tom’s career began as a civil servant in the Wisconsin Medicaid program, where he helped to create a program that expanded the institutional entitlement to care into home and community-based settings. Starting with only a blueprint in hand, the program now serves more than 57,000 frail elders and disabled adults and is considered a national model. Growing into a senior leadership role, Tom was a key architect of an innovative financing model, through which the public and private sectors successfully collaborated to better the lives of persons in great need.

Tom holds undergraduate and graduate degrees from the University of Chicago, with additional graduate work in economics completed at the University Wisconsin-Madison.

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