Your Guide to Making Medicare Advantage Changes
If you have a Medicare Advantage plan and want to make changes to your coverage, you have an opportunity to do so from January 1 to March 31, 2025. This is called the Medicare Advantage Open Enrollment Period.
What Can You Do During This Time?
You can make one of these changes:
- Switch to a different Medicare Advantage plan
- Go back to Original Medicare and add a drug plan
- Return to Original Medicare without a drug plan
Why Would You Want to Make a Change?
You might want to change your plan if:
- Your doctors no longer accept your current plan
- Your medications cost too much
- You need services your current plan doesn’t cover
- You’re spending too much on medical care
- You want to see doctors in different areas when you travel
Before Making Any Changes
Take these simple steps:
- Check if your doctors accept the new plan
- Make sure your medications are covered
- Look at what you’ll pay for:
- Monthly premiums
- Doctor visits
- Hospital stays
- Medications
Important Things to Know
- Any change you make will start the first day of the next month
- You can only make one change during this time
- If you’re happy with your current plan, you don’t need to do anything
How to Get Help
Free help is available from:
- Medicare: Call 1-800-MEDICARE (1-800-633-4227)
- Your State’s SHIP Program: Free counselors who can explain your options
- Medicare.gov: Look up and compare plans online
When to Act
Don’t wait until the last minute. If you think you want to make a change:
- Start looking at your options in January
- Take time to compare plans carefully
- Make your decision before March 31
- Get help if you need it
Questions to Ask When Looking at Plans
- Will I be able to see my current doctors?
- How much will my medications cost?
- What will I pay for:
- Regular doctor visits?
- Specialist visits?
- Hospital stays?
- Lab tests?
- What extra benefits does the plan offer?
- Dental care?
- Eye care?
- Hearing aids?
- Fitness programs?
Need More Help?
Our licensed specialists are here to help you understand your options. You can:
-
- Give us a call at (833) 810-5377 (TTY 711)
-
- Attend A Medicare 101 Event- Find One In Your Neighborhood HERE!
Remember: This is your chance to make sure your Medicare coverage works best for you. Take your time, ask questions, and get the help you need to make the right choice.
ternalHealth is an HMO and/or PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal. To enroll in an eternalHealth plan you must meet certain eligibility requirements and reside in the plan’s CMS-approved service area. Our plans’ 2024 service areas, as applicable, include select counties in Arizona and Massachusetts. eternalHealth complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Representatives are available 8am to 8pm, Monday to Friday (from October 1 to March 31, 8am to 8pm, 7 days a week).
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